Understanding the different types of inspections and checks before your home purchase is legally finalised is crucial. This article will talk about the differences between Pre-Completion Inspections (PCI) and standard snagging inspections and help you evaluate the usefulness of the PCI inspection in the context of the New Homes Quality Code (NHQC).
The New Homes Quality Code
The NHQC is a regulatory framework established by the New Homes Quality Board (NHQB) to oversee the construction of new houses in the UK. The code outlines guidelines that housing developers must adhere to, ensuring the quality, safety, and ethical standards of new homes.
PCI Snagging Inspections
A pre-completion inspection, also known as a PCI snagging inspection, falls under this code. It offers potential homeowners the opportunity to identify any issues, often referred to as ‘snags’, before finalising their home purchase. This pre-emptive measure can offer peace of mind, providing an initial safeguard against potential issues.
However, PCI inspections are inherently limited by the boundaries defined by the NHQB’s code of conduct. Snagging inspectors, despite being skilled and qualified, must operate strictly within these confines. They are not permitted to offer any extra services during the inspection or deviate from the pre-established checklist.
This regulatory structure means that the PCI inspections are essentially a basic cosmetic and functionality test of the home, restricted in its scope and reach. For instance, they might highlight a paint run on a fire door but are not allowed to comment on whether the fire door is installed correctly.
Standard Snagging Inspections
In contrast, standard post-completion snagging inspections offer a more comprehensive and exhaustive analysis of potential issues in the newly constructed home. This type of inspection delves into the detail, exploring issues that may have been overlooked during the construction process or arisen after completion.
Standard snagging inspections are not bound by the same restrictions as the PCI inspections, meaning they can utilise advanced techniques such as thermal imaging and directly reference deviations from building regulation or warranty provider standard failures. These inspections are designed to ensure that buyers get the best value for their money and the quality of home they deserve.
Weighing the Options
So, is the PCI inspection worth your time and money? Given its restrictive nature, it might be argued that it dilutes the effectiveness of the snagging inspector by limiting their ability to apply their knowledge and experience fully. While it might identify some superficial issues, it fails to provide a comprehensive assessment of your potential new home.
When choosing between a PCI inspection and a standard snagging inspection, home buyers must consider their needs, preferences, and level of risk aversion. For a more in-depth, and unrestricted evaluation of a property, it seems evident that a standard snagging inspection is the superior option. This comprehensive assessment can provide a robust picture of the property’s quality, maximising your investment and ensuring peace of mind as you move into your new home.